Borrow Agent
· Cash without selling
Need cash? Keep your Bitcoin.
Borrow USDC against your Bitcoin instead of selling it. You keep every coin, and an agent looks after the loan around the clock.
Keep owning your Bitcoin
Loan checked every 5 minutes
Steps in before liquidation
Non-custodial
Watch: cash without selling · 0:43
Borrow Agent
· Cash without selling
Need cash? Keep your Bitcoin.
Borrow USDC against your Bitcoin instead of selling it. You keep every coin, and an agent looks after the loan around the clock.
Keep owning your Bitcoin
Loan checked every 5 minutes
Steps in before liquidation
Non-custodial
Watch: cash without selling · 0:43
Borrow Agent
· Cash without selling
Need cash? Keep your Bitcoin.
Borrow USDC against your Bitcoin instead of selling it. You keep every coin, and an agent looks after the loan around the clock.
Keep owning your Bitcoin
Loan checked every 5 minutes
Steps in before liquidation
Non-custodial
Watch: cash without selling · 0:43
WHY SELLING HURTS
Selling is the one move you can’t undo.
When you sell Bitcoin for cash, it's gone. If the price rises later, you don't get it back.
YOUR STACK
Smaller
Every sale leaves you with less Bitcoin, for good.
TAX
Taxable
In many countries, selling crypto can trigger a tax bill. Check the rules where you live.
THE UPSIDE
+29%
Bitcoin rose from $62,820 on 1 Aug 2026 to $81,242 on 8 Oct 2026. Anyone who sold missed that.
WHY SELLING HURTS
Selling is the one move you can’t undo.
When you sell Bitcoin for cash, it's gone. If the price rises later, you don't get it back.
YOUR STACK
Smaller
Every sale leaves you with less Bitcoin, for good.
TAX
Taxable
In many countries, selling crypto can trigger a tax bill. Check the rules where you live.
THE UPSIDE
+29%
Bitcoin rose from $62,820 on 1 Aug 2026 to $81,242 on 8 Oct 2026. Anyone who sold missed that.
WHY SELLING HURTS
Selling is the one move you can’t undo.
When you sell Bitcoin for cash, it's gone. If the price rises later, you don't get it back.
YOUR STACK
Smaller
Every sale leaves you with less Bitcoin, for good.
TAX
Taxable
In many countries, selling crypto can trigger a tax bill. Check the rules where you live.
THE UPSIDE
+29%
Bitcoin rose from $62,820 on 1 Aug 2026 to $81,242 on 8 Oct 2026. Anyone who sold missed that.
HOW IT WORKS
Get the cash. Keep the coins.
Your Bitcoin becomes collateral for a USDC loan. You choose how much to borrow, and the agent watches the loan for you.
Deposit your Bitcoin
Use your Bitcoin (cbBTC on Base) as collateral. You keep owning it the whole time.
01
Borrow the USDC you need
Choose the amount. Borrowing less against your Bitcoin keeps the loan safer.
02
Let the agent watch the loan
It checks the loan every 5 minutes, alerts you if it's getting risky, and repays part of it before liquidation.
03
SELLING VS BORROWING $20,000
SELL
BORROW
Cash
$20,000
$20,000
Bitcoin left
0.68 BTC
1.00 BTC
Cost
Possible tax
Loan interest
If BTC rises
You miss it
You keep it
If BTC falls
The sold part is safe
Loan at risk, agent on watch
Based on 1 BTC at $62,820 on 1 Aug 2026.
HOW IT WORKS
Get the cash. Keep the coins.
Your Bitcoin becomes collateral for a USDC loan. You choose how much to borrow, and the agent watches the loan for you.
Deposit your Bitcoin
Use your Bitcoin (cbBTC on Base) as collateral. You keep owning it the whole time.
01
Borrow the USDC you need
Choose the amount. Borrowing less against your Bitcoin keeps the loan safer.
02
Let the agent watch the loan
It checks the loan every 5 minutes, alerts you if it's getting risky, and repays part of it before liquidation.
03
SELLING VS BORROWING $20,000
SELL
BORROW
Cash
$20,000
$20,000
Bitcoin left
0.68 BTC
1.00 BTC
Cost
Possible tax
Loan interest
If BTC rises
You miss it
You keep it
If BTC falls
The sold part is safe
Loan at risk, agent on watch
Based on 1 BTC at $62,820 on 1 Aug 2026.
HOW IT WORKS
Get the cash. Keep the coins.
Your Bitcoin becomes collateral for a USDC loan. You choose how much to borrow, and the agent watches the loan for you.
Deposit your Bitcoin
Use your Bitcoin (cbBTC on Base) as collateral. You keep owning it the whole time.
01
Borrow the USDC you need
Choose the amount. Borrowing less against your Bitcoin keeps the loan safer.
02
Let the agent watch the loan
It checks the loan every 5 minutes, alerts you if it's getting risky, and repays part of it before liquidation.
03
SELLING VS BORROWING $20,000
SELL
BORROW
Cash
$20,000
$20,000
Bitcoin left
0.68 BTC
1.00 BTC
Cost
Possible tax
Loan interest
If BTC rises
You miss it
You keep it
If BTC falls
The sold part is safe
Loan at risk, agent on watch
Based on 1 BTC at $62,820 on 1 Aug 2026.
A REAL EXAMPLE
Same $20,000. Very different outcome.
On 1 August 2026, Bitcoin is $62,820 and you need $20,000. You can sell 0.318 BTC, or borrow against your 1 BTC.
What you own after the $20,000
1 Aug → 8 Oct 2026 · Bitcoin minus what you owe
If you sold
If you borrowed
Hover or tap the chart to see each day.
If you sold
SOLD 0.318 BTC
0.68 BTC left
Worth $55,377 on 8 Oct. The 0.318 BTC you sold would now be worth $25,865.
If you borrowed
KEPT 1.00 BTC
1.00 BTC kept, $20,186 owed
The loan cost $186 over 68 days. After repaying it, you hold $61,056.
+$5,679
better off by borrowing, after the loan's cost (8 Oct 2026, BTC $81,242).
How we worked this out. BTC/USD daily prices from CoinGecko, 1 Aug to 8 Oct 2026. Loan cost assumes 5% APR simple interest over 68 days. Tax isn’t modelled. Bitcoin went up in this period. If it had gone down, selling would have come out ahead. Past results don’t predict future ones.
A REAL EXAMPLE
Same $20,000. Very different outcome.
On 1 August 2026, Bitcoin is $62,820 and you need $20,000. You can sell 0.318 BTC, or borrow against your 1 BTC.
What you own after the $20,000
1 Aug → 8 Oct 2026 · Bitcoin minus what you owe
If you sold
If you borrowed
Hover or tap the chart to see each day.
If you sold
SOLD 0.318 BTC
0.68 BTC left
Worth $55,377 on 8 Oct. The 0.318 BTC you sold would now be worth $25,865.
If you borrowed
KEPT 1.00 BTC
1.00 BTC kept, $20,186 owed
The loan cost $186 over 68 days. After repaying it, you hold $61,056.
+$5,679
better off by borrowing, after the loan's cost (8 Oct 2026, BTC $81,242).
How we worked this out. BTC/USD daily prices from CoinGecko, 1 Aug to 8 Oct 2026. Loan cost assumes 5% APR simple interest over 68 days. Tax isn’t modelled. Bitcoin went up in this period. If it had gone down, selling would have come out ahead. Past results don’t predict future ones.
A REAL EXAMPLE
Same $20,000. Very different outcome.
On 1 August 2026, Bitcoin is $62,820 and you need $20,000. You can sell 0.318 BTC, or borrow against your 1 BTC.
What you own after the $20,000
1 Aug → 8 Oct 2026 · Bitcoin minus what you owe
If you sold
If you borrowed
Hover or tap the chart to see each day.
If you sold
SOLD 0.318 BTC
0.68 BTC left
Worth $55,377 on 8 Oct. The 0.318 BTC you sold would now be worth $25,865.
If you borrowed
KEPT 1.00 BTC
1.00 BTC kept, $20,186 owed
The loan cost $186 over 68 days. After repaying it, you hold $61,056.
+$5,679
better off by borrowing, after the loan's cost (8 Oct 2026, BTC $81,242).
How we worked this out. BTC/USD daily prices from CoinGecko, 1 Aug to 8 Oct 2026. Loan cost assumes 5% APR simple interest over 68 days. Tax isn’t modelled. Bitcoin went up in this period. If it had gone down, selling would have come out ahead. Past results don’t predict future ones.
WHAT IT CAN'T DO
Honest about the limits.
Borrowing beats selling when Bitcoin rises. It doesn't when Bitcoin falls.
If Bitcoin falls, selling wins.
If the price had dropped instead, the coins you'd have sold would be worth less than $20,000, and you'd still owe the full loan.
Your loan can still be at risk.
A big drop pushes the loan towards liquidation. The agent steps in first, which can mean selling some Bitcoin at a low price.
Interest adds up.
The loan's rate is set by the lending market and changes over time. The longer you borrow, the more it costs.
Smart contracts carry risk.
Lending protocols can be hacked, paused or short of liquidity. Yieldseeker's contracts are audited, but no audit removes all risk.
WHAT IT CAN'T DO
Honest about the limits.
Borrowing beats selling when Bitcoin rises. It doesn't when Bitcoin falls.
If Bitcoin falls, selling wins.
If the price had dropped instead, the coins you'd have sold would be worth less than $20,000, and you'd still owe the full loan.
Your loan can still be at risk.
A big drop pushes the loan towards liquidation. The agent steps in first, which can mean selling some Bitcoin at a low price.
Interest adds up.
The loan's rate is set by the lending market and changes over time. The longer you borrow, the more it costs.
Smart contracts carry risk.
Lending protocols can be hacked, paused or short of liquidity. Yieldseeker's contracts are audited, but no audit removes all risk.
WHAT IT CAN'T DO
Honest about the limits.
Borrowing beats selling when Bitcoin rises. It doesn't when Bitcoin falls.
If Bitcoin falls, selling wins.
If the price had dropped instead, the coins you'd have sold would be worth less than $20,000, and you'd still owe the full loan.
Your loan can still be at risk.
A big drop pushes the loan towards liquidation. The agent steps in first, which can mean selling some Bitcoin at a low price.
Interest adds up.
The loan's rate is set by the lending market and changes over time. The longer you borrow, the more it costs.
Smart contracts carry risk.
Lending protocols can be hacked, paused or short of liquidity. Yieldseeker's contracts are audited, but no audit removes all risk.
▪ FAQ
Questions about borrowing against Bitcoin.
Can I borrow against my Bitcoin without selling it?
+
Is borrowing better than selling?
+
How much can I borrow?
+
What does the loan cost?
+
Do I pay tax when I borrow?
+
What happens if Bitcoin drops?
+
Do I have to repay by a set date?
+
▪ FAQ
Questions about borrowing against Bitcoin.
Can I borrow against my Bitcoin without selling it?
+
Is borrowing better than selling?
+
How much can I borrow?
+
What does the loan cost?
+
Do I pay tax when I borrow?
+
What happens if Bitcoin drops?
+
Do I have to repay by a set date?
+
▪ FAQ
Questions about borrowing against Bitcoin.
Can I borrow against my Bitcoin without selling it?
+
Is borrowing better than selling?
+
How much can I borrow?
+
What does the loan cost?
+
Do I pay tax when I borrow?
+
What happens if Bitcoin drops?
+
Do I have to repay by a set date?
+
MORE WAYS TO USE YIELDSEEKER
Other things the agents do.
MORE WAYS TO USE YIELDSEEKER
Other things the agents do.
MORE WAYS TO USE YIELDSEEKER
Other things the agents do.
THE BORROW AGENT IS LIVE
Keep your Bitcoin. Get the cash.
Deposit Bitcoin, borrow USDC, and let the agent keep the loan safe.
Start borrowing
Illustrative example, not financial or tax advice. Crypto assets are volatile and you can lose money. Borrowing against crypto carries the risk of liquidation. Past results don't predict future ones.
THE BORROW AGENT IS LIVE
Keep your Bitcoin. Get the cash.
Deposit Bitcoin, borrow USDC, and let the agent keep the loan safe.
Start borrowing
Illustrative example, not financial or tax advice. Crypto assets are volatile and you can lose money. Borrowing against crypto carries the risk of liquidation. Past results don't predict future ones.
THE BORROW AGENT IS LIVE
Keep your Bitcoin. Get the cash.
Deposit Bitcoin, borrow USDC, and let the agent keep the loan safe.
Start borrowing
Illustrative example, not financial or tax advice. Crypto assets are volatile and you can lose money. Borrowing against crypto carries the risk of liquidation. Past results don't predict future ones.