· Treasury management

For businesses

Your company’s stablecoins, working, not idle.

Put your own USDC treasury to work across approved lending
vaults on Base. You keep ownership, set the rules your finance
team signs off on, and withdraw to your own wallet when you
choose.

Book a call

See the controls

Your wallet owns the agent

Approved vaults only

Fee on yield, never on deposits

Audited by Nethermind

Treasury statement · USDC on BaseIllustration
$5,000,000
Keep in the company wallet
Example gross yield
Kept in your wallet, earning 0%
$1,250,000
Put to work with the agent
$3,750,000
Example yield per year
$187,500
YieldSeeker fee, 10% of yield
−$18,750
To your treasury, per year
$168,750

About $462 a day that an idle balance doesn't earn.

Example only. Yields are variable, set by lending markets, and never guaranteed. The fee is on yield, never on deposits.

working, not idle.

· Treasury management

For businesses

Your company’s stablecoins, working, not idle.

Put your own USDC treasury to work across approved lending vaults on
Base. You keep ownership, set the rules your finance team signs off on,
and withdraw to your own wallet when you choose.

Book a call

See the controls

Your wallet owns the agent

Approved vaults only

Fee on yield, never on deposits

Audited by Nethermind

Treasury statement · USDC on BaseIllustration
$5,000,000
Keep in the company wallet
Example gross yield
Kept in your wallet, earning 0%
$1,250,000
Put to work with the agent
$3,750,000
Example yield per year
$187,500
YieldSeeker fee, 10% of yield
−$18,750
To your treasury, per year
$168,750

About $462 a day that an idle balance doesn't earn.

Example only. Yields are variable, set by lending markets, and never guaranteed. The fee is on yield, never on deposits.

working, not idle.

· Treasury management

For businesses

Your company’s stablecoins, working, not idle.

Put your own USDC treasury to work across
approved lending vaults on Base. You keep
ownership, set the rules your finance team
signs off on, and withdraw to your own
wallet when you choose.

Book a call

See the controls

Your wallet owns the agent

Approved vaults only

Fee on yield, never on deposits

Audited by Nethermind

Treasury statement · USDC on BaseIllustration
$5,000,000
Keep in the company wallet
Example gross yield
Kept in your wallet, earning 0%
$1,250,000
Put to work with the agent
$3,750,000
Example yield per year
$187,500
YieldSeeker fee, 10% of yield
−$18,750
To your treasury, per year
$168,750

About $462 a day that an idle balance doesn't earn.

Example only. Yields are variable, set by lending markets, and never guaranteed. The fee is on yield, never on deposits.

working, not idle.

As of 3 Nov 2026
39

approved USDC vaults on Base

8

lending protocols

$885M

available to withdraw across them

Nethermind

audited the smart contracts

As of 3 Nov 2026
39

approved USDC vaults on Base

8

lending protocols

$885M

available to withdraw across them

Nethermind

audited the smart contracts

As of 3 Nov 2026
39

approved USDC vaults on Base

8

lending protocols

$885M

available to withdraw across them

Nethermind

audited the smart contracts

The idle balance problem

Millions in stablecoins, earning nothing.

Fintechs and neobanks often hold large USDC balances of their own: operating float, reserves, settlement funds. Left in a wallet, they earn 0%.

Idle USDC

0%

Stablecoins sitting in a company wallet earn no yield at all.

Doing it in-house

A team

Picking vaults, watching risk and moving funds takes people, monitoring and integrations to maintain.

One vault

All in

Putting the whole treasury in one protocol ties its fate to that protocol.

The idle balance problem

Millions in stablecoins, earning nothing.

Fintechs and neobanks often hold large USDC balances of their own: operating float, reserves, settlement funds. Left in a wallet, they earn 0%.

Idle USDC

0%

Stablecoins sitting in a company wallet earn no yield at all.

Doing it in-house

A team

Picking vaults, watching risk and moving funds takes people, monitoring and integrations to maintain.

One vault

All in

Putting the whole treasury in one protocol ties its fate to that protocol.

The idle balance problem

Millions in stablecoins, earning nothing.

Fintechs and neobanks often hold large USDC balances of their own: operating float, reserves, settlement funds. Left in a wallet, they earn 0%.

Idle USDC

0%

Stablecoins sitting in a company wallet earn no yield at all.

Doing it in-house

A team

Picking vaults, watching risk and moving funds takes people, monitoring and integrations to maintain.

One vault

All in

Putting the whole treasury in one protocol ties its fate to that protocol.

How it works

Rules first. Then the money moves.

The same Yield Agent individuals use, run on a company balance. You decide the limits before anything is deposited.

1Today

Idle by default.

$5,000,000 of company USDC sits in a wallet. It doesn’t move with markets, and it earns 0%.

2Before any money moves

Rules your finance team can read.

Pick the Conservative profile, then add limits in plain English: keep liquidity high, cap how much goes into any one vault, avoid collateral you don’t want.

3Allocation

Spread across deep vaults.

The agent splits the balance across approved vaults. It checks each one’s liquidity, so you can get out, and spreads funds so you’re not all in one place.

4When you need it

Back to the company wallet.

Withdraw whenever you choose. Exits depend on each vault’s liquidity at the time. The owner can also withdraw directly, even if the YieldSeeker app is offline.

Getting started

1

Connect the company wallet

Create a Yield Agent from the wallet that holds your treasury. That wallet owns the agent’s own wallet on Base. Funds are never pooled.

2

Set the rules

Choose the Conservative profile and add the limits you need: liquidity, capacity, and vaults or collateral to avoid.

3

Deposit and let it run

The agent allocates across approved vaults and keeps checking. Withdraw to the company wallet whenever you choose.

How it works

Rules first. Then the money moves.

The same Yield Agent individuals use, run on a company balance. You decide the limits before anything is deposited.

1Today

Idle by default.

$5,000,000 of company USDC sits in a wallet. It doesn’t move with markets, and it earns 0%.

2Before any money moves

Rules your finance team can read.

Pick the Conservative profile, then add limits in plain English: keep liquidity high, cap how much goes into any one vault, avoid collateral you don’t want.

3Allocation

Spread across deep vaults.

The agent splits the balance across approved vaults. It checks each one’s liquidity, so you can get out, and spreads funds so you’re not all in one place.

4When you need it

Back to the company wallet.

Withdraw whenever you choose. Exits depend on each vault’s liquidity at the time. The owner can also withdraw directly, even if the YieldSeeker app is offline.

Getting started

1

Connect the company wallet

Create a Yield Agent from the wallet that holds your treasury. That wallet owns the agent’s own wallet on Base. Funds are never pooled.

2

Set the rules

Choose the Conservative profile and add the limits you need: liquidity, capacity, and vaults or collateral to avoid.

3

Deposit and let it run

The agent allocates across approved vaults and keeps checking. Withdraw to the company wallet whenever you choose.

How it works

Rules first. Then the money moves.

The same Yield Agent individuals use, run on a company balance. You decide the limits before anything is deposited.

1Today

Idle by default.

$5,000,000 of company USDC sits in a wallet. It doesn’t move with markets, and it earns 0%.

2Before any money moves

Rules your finance team can read.

Pick the Conservative profile, then add limits in plain English: keep liquidity high, cap how much goes into any one vault, avoid collateral you don’t want.

3Allocation

Spread across deep vaults.

The agent splits the balance across approved vaults. It checks each one’s liquidity, so you can get out, and spreads funds so you’re not all in one place.

4When you need it

Back to the company wallet.

Withdraw whenever you choose. Exits depend on each vault’s liquidity at the time. The owner can also withdraw directly, even if the YieldSeeker app is offline.

Getting started

1

Connect the company wallet

Create a Yield Agent from the wallet that holds your treasury. That wallet owns the agent’s own wallet on Base. Funds are never pooled.

2

Set the rules

Choose the Conservative profile and add the limits you need: liquidity, capacity, and vaults or collateral to avoid.

3

Deposit and let it run

The agent allocates across approved vaults and keeps checking. Withdraw to the company wallet whenever you choose.

Controls

What your finance team will ask.

Short answers to the questions that decide whether a treasury moves. Details are in the security docs and recovery guide.

Isolation

Who holds the money?

Your company wallet owns the agent’s wallet. YieldSeeker never takes custody, and funds are never pooled.

Allow-list

Where can funds go?

Only approved vaults, through checked adapters. Agents can’t send funds to an address of their choosing.

Secure enclave

How are agent keys protected?

Agents run inside a Coinbase secure enclave (TEE), with scoped permissions.

Kill switch

What if a vault has an incident?

A vault or adapter can be paused or removed across every wallet, and changes go through timelocks. Agents move out on their next run, where liquidity allows.

Owner exit

Can we always get out?

Withdraw to your wallet whenever you choose, and directly even if the app is offline. Timing depends on vault liquidity.

Audit

Who checked the code?

Smart contracts audited by Nethermind Security, with continuous automated analysis from AuditAgent.

Fees

What does it cost?

A 10% performance fee on yield. Nothing on deposits or withdrawals of principal. No yield, no fee.

Custom

We use a custody provider or MPC.

Talk to us. YieldSeeker may supply allocation decisions within permissions you set, while your systems approve and execute. Assessed case by case.

Controls

What your finance team will ask.

Short answers to the questions that decide whether a treasury moves. Details are in the security docs and recovery guide.

Isolation

Who holds the money?

Your company wallet owns the agent’s wallet. YieldSeeker never takes custody, and funds are never pooled.

Allow-list

Where can funds go?

Only approved vaults, through checked adapters. Agents can’t send funds to an address of their choosing.

Secure enclave

How are agent keys protected?

Agents run inside a Coinbase secure enclave (TEE), with scoped permissions.

Kill switch

What if a vault has an incident?

A vault or adapter can be paused or removed across every wallet, and changes go through timelocks. Agents move out on their next run, where liquidity allows.

Owner exit

Can we always get out?

Withdraw to your wallet whenever you choose, and directly even if the app is offline. Timing depends on vault liquidity.

Audit

Who checked the code?

Smart contracts audited by Nethermind Security, with continuous automated analysis from AuditAgent.

Fees

What does it cost?

A 10% performance fee on yield. Nothing on deposits or withdrawals of principal. No yield, no fee.

Custom

We use a custody provider or MPC.

Talk to us. YieldSeeker may supply allocation decisions within permissions you set, while your systems approve and execute. Assessed case by case.

Controls

What your finance team will ask.

Short answers to the questions that decide whether a treasury moves. Details are in the security docs and recovery guide.

Isolation

Who holds the money?

Your company wallet owns the agent’s wallet. YieldSeeker never takes custody, and funds are never pooled.

Allow-list

Where can funds go?

Only approved vaults, through checked adapters. Agents can’t send funds to an address of their choosing.

Secure enclave

How are agent keys protected?

Agents run inside a Coinbase secure enclave (TEE), with scoped permissions.

Kill switch

What if a vault has an incident?

A vault or adapter can be paused or removed across every wallet, and changes go through timelocks. Agents move out on their next run, where liquidity allows.

Owner exit

Can we always get out?

Withdraw to your wallet whenever you choose, and directly even if the app is offline. Timing depends on vault liquidity.

Audit

Who checked the code?

Smart contracts audited by Nethermind Security, with continuous automated analysis from AuditAgent.

Fees

What does it cost?

A 10% performance fee on yield. Nothing on deposits or withdrawals of principal. No yield, no fee.

Custom

We use a custody provider or MPC.

Talk to us. YieldSeeker may supply allocation decisions within permissions you set, while your systems approve and execute. Assessed case by case.

Liquidity

How much the vaults can pay out, right now.

A treasury has to know it can get out. These are the vaults agents can use, ranked by the cash available to withdraw. Move the slider to your treasury size.

$5,000,000

14 of 39 vaults could pay out $5,000,000 in full on their own right now.

Available to withdraw, all vaults
$885M
Deposited, all vaults
$2.10B

These are the vaults’ own figures, not YieldSeeker’s. Liquidity changes block by block, and a real exit can draw on several vaults at once. Vault list as of 3 Nov 2026.

  1. Gauntlet USDC PrimeMorpho$192M
  2. Spark USDC VaultMorpho$180M
  3. Steakhouse Prime USDCMorpho$137M
  4. Steakhouse USDCMorpho$110M
  5. Gauntlet USDC PrimeMorpho$90.2M
  6. Steakhouse High Yield USDC EditionMorpho$47.5M
  7. Ethena x Steakhouse USDCMorpho$47.5M
  8. Aave Base USDCAave$15.6M
  9. Steakhouse Prime USDCMorpho$11.1M
  10. Avantis USDC VaultAvantis$9.7M
  11. Pangolins USDCMorpho$7.4M
  12. Clearstar cbAssets VaultMorpho$6.5M

Liquidity

How much the vaults can pay out, right now.

A treasury has to know it can get out. These are the vaults agents can use, ranked by the cash available to withdraw. Move the slider to your treasury size.

$5,000,000

14 of 39 vaults could pay out $5,000,000 in full on their own right now.

Available to withdraw, all vaults
$885M
Deposited, all vaults
$2.10B

These are the vaults’ own figures, not YieldSeeker’s. Liquidity changes block by block, and a real exit can draw on several vaults at once. Vault list as of 3 Nov 2026.

  1. Gauntlet USDC PrimeMorpho$192M
  2. Spark USDC VaultMorpho$180M
  3. Steakhouse Prime USDCMorpho$137M
  4. Steakhouse USDCMorpho$110M
  5. Gauntlet USDC PrimeMorpho$90.2M
  6. Steakhouse High Yield USDC EditionMorpho$47.5M
  7. Ethena x Steakhouse USDCMorpho$47.5M
  8. Aave Base USDCAave$15.6M
  9. Steakhouse Prime USDCMorpho$11.1M
  10. Avantis USDC VaultAvantis$9.7M
  11. Pangolins USDCMorpho$7.4M
  12. Clearstar cbAssets VaultMorpho$6.5M

Liquidity

How much the vaults can pay out, right now.

A treasury has to know it can get out. These are the vaults agents can use, ranked by the cash available to withdraw. Move the slider to your treasury size.

$5,000,000

14 of 39 vaults could pay out $5,000,000 in full on their own right now.

Available to withdraw, all vaults
$885M
Deposited, all vaults
$2.10B

These are the vaults’ own figures, not YieldSeeker’s. Liquidity changes block by block, and a real exit can draw on several vaults at once. Vault list as of 3 Nov 2026.

  1. Gauntlet USDC PrimeMorpho$192M
  2. Spark USDC VaultMorpho$180M
  3. Steakhouse Prime USDCMorpho$137M
  4. Steakhouse USDCMorpho$110M
  5. Gauntlet USDC PrimeMorpho$90.2M
  6. Steakhouse High Yield USDC EditionMorpho$47.5M
  7. Ethena x Steakhouse USDCMorpho$47.5M
  8. Aave Base USDCAave$15.6M
  9. Steakhouse Prime USDCMorpho$11.1M
  10. Avantis USDC VaultAvantis$9.7M
  11. Pangolins USDCMorpho$7.4M
  12. Clearstar cbAssets VaultMorpho$6.5M

Real numbers from the app

What USDC agents earned over the last 30 days.

Live figures across every YieldSeeker USDC agent, next to the simple option: leaving USDC in Aave on Base.

All USDC agents

7.9%

Average APY across every agent, weighted by how much each one holds.

The typical agent

6.6%

The median: half of agents earned more than this, half earned less.

Aave Base USDC, on its own

4.6%

The 30-day average of Aave’s USDC market on Base, with no agent.

About these numbers. Agent figures come from YieldSeeker’s live performance data for all USDC agents on Base, annualised over the last 30 days. They are what agents earned, not a rate your treasury is promised. Thirty days is a short window, and yields move with lending markets. Past results don’t predict future ones. Figures as of 3 Nov 2026.

Real numbers from the app

What USDC agents earned over the last 30 days.

Live figures across every YieldSeeker USDC agent, next to the simple option: leaving USDC in Aave on Base.

All USDC agents

7.9%

Average APY across every agent, weighted by how much each one holds.

The typical agent

6.6%

The median: half of agents earned more than this, half earned less.

Aave Base USDC, on its own

4.6%

The 30-day average of Aave’s USDC market on Base, with no agent.

About these numbers. Agent figures come from YieldSeeker’s live performance data for all USDC agents on Base, annualised over the last 30 days. They are what agents earned, not a rate your treasury is promised. Thirty days is a short window, and yields move with lending markets. Past results don’t predict future ones. Figures as of 3 Nov 2026.

Real numbers from the app

What USDC agents earned over the last 30 days.

Live figures across every YieldSeeker USDC agent, next to the simple option: leaving USDC in Aave on Base.

All USDC agents

7.9%

Average APY across every agent, weighted by how much each one holds.

The typical agent

6.6%

The median: half of agents earned more than this, half earned less.

Aave Base USDC, on its own

4.6%

The 30-day average of Aave’s USDC market on Base, with no agent.

About these numbers. Agent figures come from YieldSeeker’s live performance data for all USDC agents on Base, annualised over the last 30 days. They are what agents earned, not a rate your treasury is promised. Thirty days is a short window, and yields move with lending markets. Past results don’t predict future ones. Figures as of 3 Nov 2026.

Next step

Then, offer it to your users.

Once your own treasury is earning, you can add the same yield to your product for your users, and earn a share of the fee. That’s the partner programme.

See the partner programme

Next step

Then, offer it to your users.

Once your own treasury is earning, you can add the same yield to your product for your users, and earn a share of the fee. That’s the partner programme.

See the partner programme

Next step

Then, offer it to your users.

Once your own treasury is earning, you can add the same yield to your product for your users, and earn a share of the fee. That’s the partner programme.

See the partner programme

WHAT IT CAN'T DO

Honest about the limits.

It puts idle money to work. It doesn't make that money risk-free.

Yields move.

Rates are set by lending markets and change every day. No yield is guaranteed.

Exits depend on liquidity.

Large withdrawals rely on vaults having cash available. A paused or illiquid vault can delay an exit.

Smart contracts carry risk.

Lending protocols can be hacked, paused or short of liquidity. Audits lower the risk. They don't remove it.

This isn't accounting advice.

How yield on stablecoins is treated for tax and accounting depends on where you operate. Check with your advisers.

WHAT IT CAN'T DO

Honest about the limits.

It puts idle money to work. It doesn't make that money risk-free.

Yields move.

Rates are set by lending markets and change every day. No yield is guaranteed.

Exits depend on liquidity.

Large withdrawals rely on vaults having cash available. A paused or illiquid vault can delay an exit.

Smart contracts carry risk.

Lending protocols can be hacked, paused or short of liquidity. Audits lower the risk. They don't remove it.

This isn't accounting advice.

How yield on stablecoins is treated for tax and accounting depends on where you operate. Check with your advisers.

WHAT IT CAN'T DO

Honest about the limits.

It puts idle money to work. It doesn't make that money risk-free.

Yields move.

Rates are set by lending markets and change every day. No yield is guaranteed.

Exits depend on liquidity.

Large withdrawals rely on vaults having cash available. A paused or illiquid vault can delay an exit.

Smart contracts carry risk.

Lending protocols can be hacked, paused or short of liquidity. Audits lower the risk. They don't remove it.

This isn't accounting advice.

How yield on stablecoins is treated for tax and accounting depends on where you operate. Check with your advisers.

▪ FAQ

Questions finance teams ask.

▪ FAQ

Questions finance teams ask.

▪ FAQ

Questions finance teams ask.

MORE FROM YieldSeeker

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Offer yield to your users, and share the fee

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Earn on DeFi with guardrails built in

Yield Agent

Earn on your USDC on autopilot

MORE FROM YieldSeeker

Related pages.

For partners

Offer yield to your users, and share the fee

Yield Agent

Earn on DeFi with guardrails built in

Yield Agent

Earn on your USDC on autopilot

MORE FROM YieldSeeker

Related pages.

For partners

Offer yield to your users, and share the fee

Yield Agent

Earn on DeFi with guardrails built in

Yield Agent

Earn on your USDC on autopilot

For businesses

Put idle treasury to work.

Tell us how your company holds stablecoins. We’ll walk through how it would run and what it could earn.

Book a call

Not financial advice. Yields are variable and never guaranteed. Crypto assets and DeFi protocols carry risk, including loss of funds. Not accounting or tax advice.

For businesses

Put idle treasury to work.

Tell us how your company holds stablecoins. We’ll walk through how it would run and what it could earn.

Book a call

Not financial advice. Yields are variable and never guaranteed. Crypto assets and DeFi protocols carry risk, including loss of funds. Not accounting or tax advice.

For businesses

Put idle treasury to work.

Tell us how your company holds stablecoins. We’ll walk through how it would run and what it could earn.

Book a call

Not financial advice. Yields are variable and never guaranteed. Crypto assets and DeFi protocols carry risk, including loss of funds. Not accounting or tax advice.

YieldSeeker

For users

For creators

For partners

Resources

Documentation

Social

X (Twitter)

Discord

Legal

Privacy Policy

Terms of Service

© 2026 YieldSeeker. All rights reserved. Yields and borrowing rates are variable and not guaranteed. Crypto assets are volatile and you can lose money.

YieldSeeker

For users

For creators

For partners

Resources

Documentation

Social

X (Twitter)

Discord

Legal

Privacy Policy

Terms of Service

© 2026 YieldSeeker. All rights reserved. Yields and borrowing rates are variable and not guaranteed. Crypto assets are volatile and you can lose money.

YieldSeeker

For users

For creators

For partners

Resources

Documentation

Social

X (Twitter)

Discord

Legal

Privacy Policy

Terms of Service

© 2026 YieldSeeker. All rights reserved. Yields and borrowing rates are variable and not guaranteed. Crypto assets are volatile and you can lose money.